The future of insurance starts today | Kip.it
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The future of insurance starts today

Create. Launch. Scale.

The first composable insurance platform in LATAM. Designed to accelerate the insurance business and unleash the potential of agentic AI.

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Kip.it Create no-code

Design and configure products securely, traceably and without technical friction.

Kip.it Launch in real time

Activate new products across multiple channels: Web, mobile, WhatsApp, or embedded.

Kip.it Scale without friction

Grow with security, regulatory compliance and APIs ready to integrate.

Why does composable architecture matter?

KIP.it was built following the composable architecture principles defined by Gartner. This means that each product, channel or coverage can be designed and scaled independently.

As Gartner states: “Organizations that have adopted a composable approach will outperform their competitors by 80% in terms of the speed at which new features are implemented.”

(Source: The Future of Commerce, February 2025).

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How does Kip.it drive business growth aligned with market challenges?

Kip.it's composable architecture is supported by three pillars that drive innovation, enable easy scaling and adaptation to changes. Flexible, modular technology ready to grow with your business.

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Technical platform features

A dynamic, multi-channel and reusable structure that allows the insurer to launch products, rules and channels quickly, coherently and without friction.

Multi-line, multi-product, multi-channel:

Supports life, health, general, affinity and multiple channels (direct, brokers, bancassurance, digital).

Lower implementation and maintenance costs:

Reduces the burden on technical teams.

Hyper-configurability:

Allows designing products, coverages, conditions and business rules without development.

Based on international standards:

Built on the ACORD Product Specification Model.

Component reuse:

Promotes operational efficiency and consistency between products.

Designed to operate with Agentic AI

KIP.it allows copilots, conversational assistants and AI agents to interact directly with their APIs, activating quotation, issuance or advisory processes in real time.

Performance that enables AI:

  • Average latency: 260 ms
  • +1,000 transactions per second
  • SLA < 100 ms
  • Structured documentation for AI
Chatbot

What benefits do you get with Kip.it?

Kip.it drives your operation with strategic benefits so you can achieve real results in your business. Take advantage of its technology to generate measurable impact from day one.

Benefits

Product launch in hours
Reduction of operational costs
Personalized campaigns
Integration with digital allies
API-first approach and microservices
Flexibility for new products and models
Improved digital experiences

Impacts

Real time-to-market
More efficiency
Better conversion
Agile ecosystem
Modularity and operational efficiency
Constant adaptation to market changes
More satisfied and loyal customers

Transform insurance management into a simple, fast and intuitive experience.

Transform insurance management into a simple, fast and intuitive experience

From quotation to policy management, Kip.it offers fluid navigation, without friction or waiting, with clear screens, automated processes and everything you need at your fingertips.

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Performance Superior

Kip it is designed to lead, innovate and transform the insurance sector.

Kip.it ensures more efficient response times under high concurrency, providing a superior performance experience.

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Discover ideas, tips and news that will help you get the most out of Kip.it

Visit our blog at Clave technologies and stay up to date with best practices, trends and tips.

UX in Insurance: designing experiences that generate trust

Digital transformation starts with the user

In the insurance industry, a clear, agile and transparent user experience is no longer optional: it is the engine that drives trust, retention and conversion on digital platforms.

Learn more →

API-Driven Ecosystems & Microservices: unlimited innovation

Open architectures for a more agile insurance future

The adoption of APIs and microservices is transforming insurers: it allows real-time platform integration, solution scaling and value co-creation with insurtechs and fintechs. A cloud-native model that accelerates innovation, reduces time-to-market and strengthens digital resilience in the face of new challenges.

Learn more →

Digital Transformation in Insurance: the power of modular SaaS platforms

Flexibility and scalability as competitive advantage

The adoption of modular SaaS models allows insurers to scale functionalities, integrate Insurtechs and adapt to market changes quickly. In Latin America, where structural challenges require constant innovation, modularity is consolidated as the key to competing and growing in 2025.

Learn more →

From the inside: the people behind the transformation at Kip.it

Collaborators from different areas tell what it's like to work at Kip.it and why they believe it's transforming the world of insurance from within.

"Our commitment is to make the world of insurance simple, accessible and, above all, human."
R

Rubén Quezada

CEO & Founder Clave technologies

"The future of insurance is not programmed, it is configured. Discover how to launch products in hours, not days"
E

Estefania De la Fuente

Business Analyst

"We believe in a future where data is people, and trust is built with transparency, security and real consent."
C

Claudio Moya

Owner & Founder Clave technologies

"We make speed and stability invisible, so the customer experience always shines without interruption."
C

Rosario Donetch

Owner & Founder Clave technologies

"Our healthcare expertise transforms technology into a true ally, making patient care simpler, faster, and more humane."
R

Fabian Alegria

Product Owner Life and health

"Our health experience transforms technology into a real ally, making it simpler, faster and more human to attend each patient."
F

Pamela Reutter

CMO

emilia

Hi, I'm Emilia. Let's schedule a meeting so you can see how kip it can transform your insurance business!